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A stain spreads across the bedroom ceiling. Somewhere above, a neighbor's water heater has been failing quietly for two days. In a single-family home, the question is what it will cost. In a condo, the first question is different: whose problem is this? Florida law...
A supply line letting go at nine in the morning does not feel like a legal event. It feels like a wet floor and an urgent phone call. But in Florida, the clock that decides whether the repair gets paid for starts the moment the water starts moving. That clock runs...
Every fall, water comes up through the storm drains on a clear day with nothing in the forecast. Streets that were dry at breakfast are ankle deep by mid morning, and the water is salt. For homes along the canals, king tide season is less a weather event than a...
